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Borrow cash at a lower price with 0 commission that is PLNAPR 14.35%)
For each and every 5000 PLN borrowed, you will definitely only pay 115 PLN instalment that is monthly
0 PLN payment
You just pay 115 PLN monthly for each 5000 PLN borrowed
Benefit from advance loan advertising (APR 14.35%):
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apply conveniently online fixed instalment through the entire loan duration you are able to borrow as much as 20 000 PLN
Marketing rates
Always check your marketing instalment
Standard offer
Inside our offer we always provide:
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quickly, conveniently in accordance with minimal formalities from 1 000 PLN as much as 150 000 PLN you take advantage of the Lowest Interest Rate Guarantee*
*If within 1 month after signing the mortgage contract you see a cheaper offer with similar quantity and tenor – we shall lessen your rate of interest and certainly will refund the distinction regarding the interest currently compensated to us, after fulfilling the conditions described in the mortgage laws using the Lowest Interest Rate Guarantee.
Credit expense and appropriate note
Standard instalment
Look at your loan instalment for standard offer
Have you been moving your wage to Bank Millennium?
Insurance coverage for loan payment?
Minimal instalment is 50 PLN.
Apr (APR)
simply just simply Take that loan information on the calculator
Just exactly How to utilize
If you should be perhaps maybe not our customer, e mail us.
If you’re our customer, apply in Millenet.
Pick the branch that is nearest
Secure Loan Insurance
Appealing insurance coverage Safe Loan will guarantee support that is comprehensive your family in several unanticipated circumstances, such as for example:
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total incapacity to operate or impairment as a consequence of a major accident, short-term incapacity to your workplace or impairment as a consequence of a major accident, loss in work or hospitalization because of any sort of accident, serious infection, death.
See more information from the insurance coverage right here
The most important thing, you don’t have to find the dangers. insurance coverage package provides coverage in most the above mentioned occasions and modifications immediately dependent on your expert situation and present pension/disability retirement entitlement.
Should some of the above unforeseen circumstances happen, the Insurer will probably pay for you personally:
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as much as 12 instalments in the event that you are taken to hospital as a result of accident, even 36 instalments if you are temporarily unfit for work or 25% of the outstanding loan amount in case of death due to accident, the entire outstanding amount of the loan if you are fully unfit for work or 25% of the outstanding loan amount in case of disability as a result of accident, the entire outstanding amount of the loan in case of falling ill with one of serious diseases or in case of death if you lose work or up to 6 instalments.
The final outcome regarding the insurance agreement is not difficult and convenient – it requires destination throughout the summary of an advance loan contract, and insurance coverage security starts the day after the loan is launched. The insurance coverage premium is 0.3% regarding the loan that is granted each month as well as for your convenience it really is included with the mortgage quantity. Learn more about the insurance coverage
Needed documents
Do you want to reap the benefits of Consolidation Loan? Pick a document relating to your revenue stream.
- Employment agreement / Contract of mandate / Author’s contract
- Sole proprietorship
- Retirement retirement
- Impairment retirement
- Pre-retirement advantage
One of many choices below:
- manager verification of the earnings going back a couple of months
- PIT for just last year
- proof income – in Polish
- yearly taxation return and a certificate through the Tax workplace or even a certification through the ZUS/KRUS
- income and cost ledger
- confirmation of retirement transfer for the final thirty days
- final retirement payslip
- final decision on indexation
- last choice on pensionable remuneration
- verification of impairment retirement transfer when it comes to final thirty days
- final impairment retirement payslip
- final choice on remuneration
- choice on granting the disability retirement retirement
- verification of great benefit transfer when it comes to month that is last
- final advantage payslip
- final choice on remuneration
- decision on giving the power
Essential documents
- Insurance coverage paperwork – in Polish
- Earnings certificate – in Polish
- Declaration on resignation through the Agreement of loan – in Polish
- Loans Laws – in Polish
- “Pożyczka z GwarancjÄ… Najniższego Oprocentowania” laws – in Polish
- „115 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja†promotion regulations – in Polish
- „100 zÅ‚ raty za każde 5 000 zÅ‚ pożyczki IV edycja†promotions regulations – in Polish
- „Promocja na start z ubezpieczeniem†– in Polish
- Advance loan price list
Credit expense and note that is legal
Representative instance for a advance loan with “Promocja na begin z ubezpieczeniem†promotion: Annual Percentage Rate (APR) is 14.35%, total loan amount (internet of loan-financed expenses): PLN 15 000; total quantity due: PLN 20 700; fixed rate of interest 6.34%, total price of the loan: PLN 5 700, (including: charge: 0% (PLN 0); interest PLN 3000; extra services PLN 2 700, including: insurance PLN 2 700; 60 month-to-month equal instalments of meaningful hyperlink PLN 345; very first instalment due after 30 days from disbursement associated with cash. The calculation ended up being made at the time of 08.04.2020 for an example that is representative.
The “Promocja na start z ubezpieczeniem†promotion is valid till 03.07.2020 and pertains to uninsured money loans given for the amount of 60 months with add up to be disbursed beneath the contract PLN 5000 or PLN 10 000 or PLN 15 000 or PLN 20 000. The advertising can be acquired to clients whom failed to have a loan or consolidation loan within the Bank year ahead of the right period of publishing the applying and declare the wage tranfer for present acount and suggest the financial institution as eligible for insurance coverage advantages in the event of debtor death. The advertising: may possibly not be along with other promotions concerning money loans; it may be taken only one time during its legitimacy and it also doesn’t protect loans for payment of other credit items.
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